Working Papers

Judge Specific Differences in Chapter 11 and Firm Outcomesjoint with Tom Chang, February 2007.

The Importance of Holdup in Contracting: Evidence from a Field Experiment, joint with Raj Iyer, Working Paper, April 2008.

"Fighting Procrastination in the Workplace: An Experiment," Cadena, Ximena, Antoinette Schoar, Alexandra Cristea and Héber M. Delgado-Medrano. NBER Working Paper 16944. April 2011.

Remembering to Pay? Reminders vs. Financial Incentives for Loan Payments, joint with Ximena Cadena, Working Paper, March 2011.

Are the Seeds of Bad Governance Sown in Good Times, joint with Ebonya L. Washington, NBER Working Paper 17061, May 2011.

Credit Supply and House Prices: Evidence from Mortgage Market Segmentation, joint with Manuel Adelino and Felipe Severino, NBER Working Paper 17832, February 2012.

The Market for Financial Advice: An Audit Study, joint with Sendhil Mullainathan and Markus Noeth, NBER Working Paper 17929, March 2012.

Do Relationships Matter? Evidence from Loan Officer Turnover, joint with Alejandro Drexler,  December 2012.

The Incentive Effect of Scores: Randomized Evidence from Credit Committees, joint with Daniel Paravisini, NBER Working Paper 19303, August 2013.

Can Unemployment Insurance Spur Entrepreneurial Activity? Evidence From France, joint with Johan Hombert, David Sraer and David Thesmar, MIT Working Paper 20717, October 2014.

Trading Partners in the Interbank Lending Market, joint with Gara Afonso and Anna Kovner, October 2014.

Final Version— Loan Originations and Defaults in the Mortgage Crisis: The Role of the Middle Class, joint with Manuel Adelino and Felipe Severino, Review of Financial Studies, forthcoming.
[Slides] [Response to Mian and Sufi (2015)]

Politically Connected CEOs and Corporate Outcomes: Evidence from France, joint with Marianne Bertrand, Francis Kramarz and David Thesmar, April 2005, Revise and Resubmit at The Journal of Finance.

The Globalization of Angel Investments: Evidence Across Countries, joint with Josh Lerner, Stanislav Sokolinski and Karen E. Wilson, Journal of Finance, forthcoming.

Do Credit Card Companies Screen for Behavioral Biases?, joint with Hong Ru, NBER Working Paper w22360, January 2017.